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How To Repair Your Credit In 5 Steps

Living with bad credit is tough! It makes many things impossible, difficult or more expensive. Nowadays, insurance companies, utility companies , and even certain employers will check your credit score before making an employment decision. Your credit score could be the difference between having to pay a security deposit or getting the job of your…

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How To Be Consistent With Your Paper Planner

Are you wondering how to be more productive? In the hustle and bustle of modern life, it can be very difficult to keep motivated and productive. While many of us can create a plan, being able to follow it is the real challenge. Understanding how to be consistent with your paper planner is crucial to…

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Common Budgeting Mistakes You Should Avoid

Common Budgeting Mistakes You Should Avoid When was the last time you tried to budget? For many people, it can seem a daunting task, and lots of savers give up on a budget quickly because they either cannot stick to it, or they feel that it doesn’t work for them. This failure often leads to…

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My Planner System: How I Stay Super Organized

It’s no secret just how organized and productive you can be with a paper planner. It is the ultimate tool for motivation, time management, and decreased stress. As a financial educator I encourage my clients and students to create a planning system to begin their financial journey. Knowing how to manage your life will play…

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Why should you have budgeting categories? If you want your budget to be effective, it needs to be broken down and organized into ways that you can understand.   Putting your expenses into categories or groups will help you make better financial decisions.  I wanted to share with you the 10 budgeting categories that we…

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