4 Things You Need To Do Today To Get Your Finances Together
Are you struggling with your money? Are you looking to get your finances in shape? Keeping check
of your income and outgoings and ensuring you are in control can be a challenge, so I have put
together four quick and easy things that you can do today to start your path to becoming financially
Establish a money routine
One of the first things you should do is to establish a pattern for what you are going to do with your
money on a daily, weekly, monthly, quarterly, and annually basis. This can really help you set
yourself up for a solid financial future.
Many people only think about what they are going to do with their money on the day they are paid
but are not thinking about their long term goals. Establishing a money routine will help you to put a
system in place that ensures you are able to think about what you are doing next.
Plan your time
Planning how you spend your day can not only help you save you time but also money. If you are
able to sit down and think through your entire week before it happens, you will be able to plan your
money more clearly.
You will also be able to look at the little things that usually cost you money. These expenses can be a
wide range of things, from having to purchase an umbrella because you were stuck in the rain or
learning to run errands together to saving yourself on multiple trips.
Plan for expenses that don’t happen monthly
Another great tip is to plan for expenses for those things that do not happen every month, such as
birthdays, anniversaries, car maintenance, or Christmas. Without budgeting for these, it can be very
easy to overspend.
You are less likely to overspend on gifts and events when you plan ahead of time. Take the time to
develop a system to help you prepare for these; I personally love using an app such as Digit or
Qapital, which saves 10% of each check every time I get paid.
Track your spending
Finally, the best way to get your finances on track is to monitor your spending. Creating a budget is
really simple, but sticking to it is where your money mindset has to come in. The best way to know
where your money is going is to track it, and I love to use a budget planner to help me monitor my
spending on a daily basis. Once I have this information, I can then categorize where my money is
going, see how I’m spending it, and make adjustments as needed.
If you are looking to take hold of your finances, these tips can help you get on the path to success. If
you are looking to get your money and life better organized, then The Organized Money is here to
help you, so get in touch and find out how I can help you.