Three Tips To Help You Develop Better Spending Habits Are you looking to improve your spending habits? Looking for tips to save more? We always talk about discipline and willpower when it comes to doing better with our money, but we all subconsciously do things without even thinking about it. As soon as…
It’s no secret just how organized and productive you can be with a paper planner. It is the ultimate tool for motivation, time management, and decreased stress. As a financial educator I encourage my clients and students to create a planning system to begin their financial journey. Knowing how to manage your life will play…
Why should you have budgeting categories? If you want your budget to be effective, it needs to be broken down and organized into ways that you can understand. Putting your expenses into categories or groups will help you make better financial decisions. I wanted to share with you the 10 budgeting categories that we…
Most entrepreneurs have the same personality type. Ambitious, risk-taking individuals who will forego the comfort and stability of a 9-to-5 job to jump willingly into the unknown. If you have recently taken this leap with the goal of being an entrepreneur, I applaud you! You have done what most others won’t. I recently taught…
Recently, I decided to change my company name from “Organized Alaina” to “The Organized Money” AKA TOM and many people have asked what was the reason for the change. Although I spoke about it briefly in my How I Stay Organized video, I wanted to share my 3 reasons on why I decided to…
Are you ready to create some life-changing habits that will catapult your productivity to another level? Well, this post is definitely for you! These 5 habits helped me change how I attacked my day and I’m thinking they will help you too. 1.) Adopting a Minimalist Mindset If you haven’t read “The Life Changing…
Faith planning doesn’t have to be complicated. I use my faith planner as an act of worship, writing prayers, expressing gratitude, and meditating on God’s word. In my opinion, it can be as simple as writing out daily scriptures to reflect on what I am reading and focusing on what it means to me. The…
A generation is being forced to grow up. 🤪 Pulled and dragged into doing things that we basically don’t want to do as a responsible person. Wash & fold laundry, pay bills, save for retirement, and make our own doctor’s appointments; it’s overwhelming. So we have developed one word as a coping mechanism,…
In the book I Will Teach You How To Be Rich by Ramit Sethi , Ramit discusses the main differences between being frugal and cheap. This is needed because the words are often used interchangeably, but they are vastly different ways of living and spending. One increases the size and quality of your life,…
What do you do when cash envelopes aren’t working?! I tried everything to get my cash envelopes to work for me but I kept running into the same 3 problems. The first issue, I didn’t have enough cash to fund them all. I would always have to choose how much to pull from…
We all have an area that we know we can work on. Whether it’s being kinder, being more organized, listening, or time management, everyone has something. What’s my area? Well, it’s definitely effective communication. My lack of communication or unhealthy communication has caused unnecessary tension and stress and usually unnecessary fear in my space. As…
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Trying to save money when you don’t have much wiggle room in the budget can feel like a daunting task. Between student loans, rent, and credit card bills, saving for emergencies can seem almost impossible. But don’t give up! There are small things that you can do to make a big difference with your money.…
I lost 25 pounds in 4 months. 😃 I would bore you with the exact details of what I did (it basically boils down to Keto, Intermittent Fasting, & Crossfit) but I decided to do something that I felt like was more important than what I did. And that’s talk about the small changes. The…
We are traveling to spend time with family for Thanksgiving. If you are preparing to travel for the upcoming holidays then you may need to put pen to paper to make sure you don’t overspend. As a family of 4, we have historically overspent any time we travel but I have realized that we do…
Habit #1 – Not paying attention to your subscriptions. In this list of expenses that can get away from you very quickly, subscriptions got to be close to the top of the list. $2.99 here and .99 cents there can add up very quickly – especially if you have kids who are constantly purchasing phone…
If you are new to the budgeting process and you are trying to discover what budgeting method is right for you, how to put together your first budget and how to track your expenses then this video is for you. https://youtu.be/076Q7iFsVTA On average it takes 90 days to get your budget to work for you,…
What could you do with an extra $5,000? A recent survey by Slickdeals found that Americans impulsively spend an average of $450 per month. That adds up to an extra $5,400 per year. Just imagine, if that money was invested instead the future value calculation is more than $71,000 after 10 years! (Thanks to @thesmarterwallet…
Lately, I have been after simplifying life. I have always had multiple planners to stay on top of all of the areas in my life but I was tired of carrying them all around. I needed to get my entire life organized in one place. So, I decided to choose one planner to keep it…
Your brand isn’t just about your colors or your logo, its the thing that separates you from a crowded market. It’s bigger than your social media posts, it is how you relate and connect to your audience. Whether you are looking to create content on YouTube or sell products on your personal website, being able…
In this free 45-minute class, we discussed the different techniques that you can use to save one month of income in your checking account. Now, you may be thinking why would you need to do this? Well… You would have one month of income in the bank You are paying this month’s bills with last…
I’ve gotten this question a couple of times over the past 2 years and since we are heading into July I thought this would be the best time to break down the different things that you can do to ensure that you ACTUALLY use your planner. Here are my top 4 tips to help you…
https://youtu.be/cj2co1WYFPk I recently read a book called the Top 10 Distinctions Between Millionaires and the Middle Class by Keith Cameron Smith. A quick easy read that introduced me to some amazing differences between the rich and the middle class. And I wanted to share some of the great tips from this book. #1 Millionaires talk…
Usually when people see my planner, they have one of two reactions. They are either fascinated with the decor or they look bewildered. One person even asked “So, don’t you own a cell phone? Why would you waste your time doing all of that when you can just add your tasks to your phone?” In…
Set A Routine This step is number one and the most important because its all about developing a routine around the budget process. I enjoy looking at my numbers so I do this every morning, but you can pick one day a week or even month that you are going to budget. It’s best to…
